What the law does
Governor Polis signed Senate Bill 26-155 on June 4, 2026, and it took effect August 12, 2026. It creates the Strengthen Colorado Homes Enterprise, which will give grants to help homeowners put hail-resistant roofs on the home they live in.
Where the money comes from
Starting in 2027, insurance companies that sell homeowners policies in Colorado pay a yearly fee of 0.5 percent of their premiums. The state estimates that brings in about $30 million in the first year, and total fees are capped at $100 million over the first five years. At least 85 percent of the money has to go to grants.
Who gets picked first
Awards are set to be prioritized by things like household income, roof age, home size, and how much hail and wind the area gets. A seven-member board runs the program. The full application rules are still being written.
What a Fortified roof costs
Compared to a normal roof, a Fortified roof usually adds about $3,000 to $10,000, depending on the size and shape of your roof. The grants are meant to help cover that upgrade. See what makes a roof Fortified on our Fortified roofs page.
How to get ready
- Use a Fortified certified roofer. J.R.B. is certified, so we can build and document a Fortified roof.
- If your roof is close to the end of its life, a Fortified upgrade makes the most sense at replacement time, because the roof deck has to be sealed.
- Ask your insurance agent whether your company gives a discount for Fortified or impact-rated roofs.
- Get on our list, and we will tell you when applications open.
Sources: The Colorado Sun; Fortified Home.
